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Stay Pending Appeal, Cancellation of a Foreclosure Sale

I blogged previously about this transcript, where a pro se homeowner defended herself at trial but was smart enough to bring a court reporter.  Well, I took her case for purposes of an appeal, and I loved her position so much that I’ve already drafted the Initial Brief for the Second District.  The brief is not yet complete (as I can’t include the record cites – the parts where there are random “R”s in the brief – until the clerk finishes the record), but I found the argument so compelling that I decided to ask the trial court (the very court which entered the Final Judgment) to cancel the foreclosure sale and stay the foreclosure pending my prosecution of the appeal.

That may sound confusing, so let’s simplify.  When a court grants a Final Judgment of Foreclosure, a foreclosure sale is set along with it – often as soon as 30 days later.  As a result, the homeowner may think he/she has a meritorious appeal, but there is virtually no chance of an appeal being finished before the scheduled sale, no matter how meritorious the appeal might be.  The briefing process alone takes months, sometimes more.  Hence, unless something is done to stop the sale, the home will get sold – and the homeowner forced to move – before the appeal can be completed.

This is where Fla.R.App.Pro. 9.310 comes into play.  Under that Rule, the trial court judge has the discretion to basically say “I know I granted a Final Judgment of Foreclosure against you, and I know I scheduled a foreclosure sale, but I think your chances of winning on appeal are strong enough that I’m going to cancel the foreclosure sale to allow you to bring the appeal.”  Then, if the trial court judge denies that motion, the Second District can entertain such a motion as well.

As you could imagine, this creates a pretty awkward dynamic.  Essentially, it’s like saying “Judge, I know you just ruled against me, but I think you were wrong, and I want you to admit you may have been wrong and allow me to appeal your ruling.”  For obvious reasons, stays pending appeal are often denied, putting homeowners in the unenviable position of trying to prosecute an appeal even after a foreclosure sale is over.

I’m thrilled to say, though, that when I gave the lower court judge this Emergency Motion for Stay Pending Appeal, he granted it, cancelling the scheduled foreclosure sale and allowing me to finish the appeal without risk of my client being dispossessed in the meantime.  The motion was pretty straightforward – I basically said the appeal was meritorious and attached the Initial Brief so the judge could see for himself.

If you can bear a bit of legal jargon, I think the Initial Brief is worth the read.  It discusses what’s necessary to re-establish a lost note under Fla. Stat. 673.3091 and the procedure for setting trial under Rule 1.440.  There’s also a lengthy discussion about why this plaintiff should suffer an adverse judgment, as opposed to getting a new trial, given the unconscionable fact-pattern with which we have all become far too accustomed in foreclosure-world (nearly five years of delays in prosecution by the plaintiff despite going against a pro se homeowner, numerous continuances given for the bank despite its apathetic prosecution of its own case, and the judge sua sponte prosecuting the case and helping the plaintiff along, etc.).

Two other things to keep in mind here – if you’re thinking about an appeal, make sure you keep Rule 9.310 in mind.  A meritorious appeal may not mean a lot if you’re forced to move in the meantime.  And if your case isn’t over and you think you might want to appeal, make sure you get a transcript of the trial – none of this is possible without a trial transcript.

Mark Stopa

www.stayinmyhome.com

Posted in Main | 2 Comments »

2 Responses to Stay Pending Appeal, Cancellation of a Foreclosure Sale

  1. Greg Allender says:

    The bank filed a motion for cancelation of proposed sale of my home due to my request for modification but the judge either didn’t get it or didn’t sign it even though the required paperwork was sent in at least 5 days prior to sale date. The bank bought the mortgage but I want to file a appeal on this sale, since the bank requested the dismissal of said sale. Is this a option for me?

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